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Instant Asset Write-Off Extension Proposed for Small Businesses Until 2026

Written by Sandra Kernke | Nov 6, 2025 1:15:00 AM

The Federal Government has introduced the Treasury Laws Amendment (Strengthening Financial Systems and Other Measures) Bill 2025, a proposed reform that could bring welcome relief for small businesses while also tightening governance for listed companies and charities.

The key takeaway? The $20,000 instant asset write-off could be extended for another year — through to 30 June 2026 — giving small businesses more time to invest strategically and manage cash flow effectively.

A Win for Small Business: Instant Asset Write-Off Continues

If the Bill passes Parliament, businesses with an annual turnover under $10 million will be able to continue claiming an immediate tax deduction for eligible assets costing less than $20,000 (excluding GST) up until 30 June 2026.  The rule applies per asset, so multiple purchases can qualify provided each item falls under the threshold. To claim, the asset must be first used or installed ready for use by the deadline.

This measure remains one of the simplest and most effective small business tax incentives, helping business owners improve cash flow management by claiming full deductions upfront rather than depreciating assets over several years.

For instance, a tradesperson upgrading essential tools or a café investing in new kitchen equipment can deduct the cost immediately – freeing up working capital for everyday expenses or reinvestment.

Although the measure is still awaiting parliamentary approval, business owners should start budgeting and forecasting now to ensure any new purchases can be completed and installed before the 2026 deadline.

Stronger Reporting Rules for Listed Companies

The Bill also includes a proposal to tighten corporate disclosure obligations under the Corporations Act 2001. Listed companies would need to declare equity derivative interests – such as swaps, options, and short positions – within the substantial holding regime.

This reform aims to improve market transparency and ensure that significant shareholdings or control interests cannot go unnoticed.

For publicly listed entities, this could mean increased compliance and monitoring requirements. Reviewing governance systems and internal reporting frameworks early will help reduce pressure once the legislation is enacted.

Charities and Not-for-Profits: More Transparency on the Horizon

For the charity sector, the Bill proposes giving the ACNC Commissioner the authority to release information about investigations if it meets a “public interest” test.

The aim is to strengthen community trust and show that the regulator takes action when needed.

For well-governed charities, this change will enhance credibility. But it also reinforces the importance of maintaining accurate bookkeeping, clear financial records, and strong internal oversight – especially as compliance standards rise.

Streamlining Financial Regulator Reviews

Another administrative adjustment in the Bill proposes reducing the review frequency of ASIC and APRA by the Financial Regulator Assessment Authority from every two years to every five.

While largely procedural, this move signals an emphasis on streamlined regulatory efficiency, freeing resources so these bodies can focus on their primary functions.

Steps to Take Before 30 June 2026

1. Review your capital spending plans

  • Identify new tools, machinery, or technology your business may need in the next 12 months.
  • Check that purchases meet eligibility criteria and are ready for use before 30 June 2026.

2. Revisit your cash flow forecasts

  • Understanding your inflows and outflows helps determine whether you can maximise the write-off without overextending.

3. Strengthen compliance and governance

  • For listed companies and not-for-profits, review your disclosure and reporting procedures now to prepare for increased transparency requirements.
  • Ensure internal processes align with future expectations and keep your organisation audit-ready.

Planning Ahead for 2026

If passed, this Bill will give small businesses more flexibility and time to manage their investments – and strengthen overall trust across the corporate and charity sectors.

Whether you’re planning asset purchases, forecasting your cash flow, or reviewing governance structures, the key is to start early and stay informed.

The sooner you prepare, the better positioned your business will be to benefit from these changes. Reach out to Trekk Advisory, we’ll help you map out your 2026 tax plan, review your cash flow forecasts, and ensure your next investment is a smart one.