Group of Trekk Advisory advisors gathered around a table with coffee cups, reviewing bookkeeping notes on a tablet in a collaborative discussion.
August 01, 2025 By Troy Furness

How to Choose a Bookkeeper: A No-BS Guide for Small Business Owners

Share:

Running a small business is tough enough without drowning in spreadsheets, receipts, and BAS and super deadlines. That’s where a good bookkeeper makes all the difference. But with so many options to choose from - DIY software, virtual bookkeeping, outsourced bookkeeping, or bundled bookkeeping packages - it’s easy to feel lost.

Choosing the right bookkeeper isn’t just about compliance. It’s about finding a partner who can give you clarity, confidence, and control over your finances. Here’s how to cut through the noise and choose the best fit for your small business accounting and bookkeeping needs.

Understand the Importance of Bookkeeping

The importance of bookkeeping goes well beyond tax season. Solid financial record keeping for business shows you exactly how money moves in and out, helping you manage cash stress, avoid nasty surprises, and grow sustainably.

When done well, bookkeeping for cash flow management means you can:

  • Stay compliant and audit-ready
  • Avoid surprises at BAS and super deadlines
  • Gain financial clarity and control
  • Make informed decisions with confidence

The real benefits of bookkeeping come when it stops being a chore and starts being a tool for smarter business planning.

DIY Bookkeeping vs Professional Services

Plenty of owners start out with DIY bookkeeping using the best bookkeeping software for small business such as Xero or QuickBooks. And while that works for a while, it quickly eats into your time and can lead to costly errors.

At some point, the trade-off becomes clear: your time is better spent running your business, not reconciling transactions at midnight. That’s when professional bookkeeping services step in.

When weighing up DIY bookkeeping vs professional services, ask yourself:

  • Do I have the time and knowledge to stay on top of everything?
  • Am I confident in managing payroll, BAS, and super?
  • Could my time be better spent winning customers or growing the business?

If the answer is no, it’s time to look at business bookkeeping solutions that bring in expertise and structure.

Know Your Options: Virtual, Outsourced, or In-House

Bookkeeping isn’t one-size-fits-all. Here are the three main approaches small business owners consider:

  • Virtual bookkeeping - Remote bookkeepers using cloud systems like Xero. Flexible, efficient, and perfect if you want access anytime, anywhere.
  • Outsourced bookkeeping - A bookkeeping firm manages everything for you. Ideal for bookkeeping services for small businesses that want end-to-end support.
  • In-house bookkeeper - Hiring someone internally. Best suited to larger businesses with higher transaction volumes.

If you’re just starting out, bookkeeping for startups usually means outsourcing or going virtual. It’s cost-effective and scalable without the overheads of a full-time hire.

blog-content-how-to-choose-a-bookkeeper

Look at Bookkeeping Packages and Cost

When comparing bookkeeping packages, don’t just look at the cheapest option. The real question is: what value are you getting?

The bookkeeping cost for small business depends on:

  • How complex your transactions are
  • Whether you need payroll, GST, and BAS lodgement included
  • If you want monthly reporting, insights, or just compliance

Good business bookkeeping solutions should feel like an investment, not just another expense.

At Trekk Advisory, our Clarity Bookkeeping Packages - Essentials, Insight, and Growth - are built for small business owners who want clarity and confidence. These accountant-led packages are more than number-crunching. They give you visibility, structure, and strategy, without the hidden costs.

Curious about what’s included in bookkeeping support? Explore our full bookkeeping and payroll services to see the options in detail.

Ask About Their Process and Tools

A strong bookkeeper should explain their bookkeeping process clearly. Look for:

  • Use of bookkeeping automation tools that save you time and reduce errors
  • Clear communication and regular updates so you’re never left guessing
  • A practical bookkeeping checklist that covers payroll, BAS, invoicing, and reporting

If they’re not transparent about how they’ll keep your business on track, keep looking.

Bookkeeping vs Accounting: Why Both Matter

Here’s a common sticking point: bookkeeping vs accounting. Bookkeepers handle the day-to-day financial record keeping like invoicing, payroll, and reconciliations. Accountants take that data and provide tax, compliance, and strategy.

For most small businesses, the magic happens when you have both working together. That’s where Trekk Advisory is different. We deliver small business accounting and bookkeeping in one place - keeping your numbers clean and using them to guide your business strategy.

Choose Fit Over Credentials

Yes, qualifications and experience matter. But so does fit. Your bookkeeper should feel like part of your team - approachable, trustworthy, and invested in your success. The best bookkeeping practices come from people who care about your business, not just your balance sheet.

Want to see everything we offer beyond bookkeeping packages? Explore our full range of bookkeeping and payroll services.


Choosing a bookkeeper isn’t just about finding someone to “do the books”. It’s about finding a partner who helps you manage business finances, reduces stress, and supports sustainable growth.

At Trekk Advisory, we deliver professional bookkeeping services for small businesses with a difference. Our accountant-led team combines smart tech, real insights, and practical advice - whether you’re a startup or a growing business.

Ready to move from messy books to real clarity? Book a free clarity call or explore our Clarity Bookkeeping Packages today.

About Author

Troy Furness

Troy is one of the Directors of Trekk and considers himself to be our 'Chief Ideas Person' - He has years of experience working in large firms, family businesses, and small practice. During this time experienced lots of successes, as well as some failures. He uses the lessons he's learned along the way to help his clients in any problem they are facing, as well as planning their road to success. The best piece of advice he's been given is "Work hard and the rewards will come, if you give up, then so will the rewards". But while he knows the value of hard work, he also understands the value of personal time too. So, you'll often find him settling in with a good movie with his family, having a punt with his friends or traveling to get some things ticked off the old bucket list in his spare time. If he's ever in need of an injection of motivation, you'll hear him blasting Hilltop Hoods or Eminem and he is hoping to compete in an Iron Man one day soon. A favourite family tradition is watching the Boxing Day Test with his son and if he ever finds the time to read he may pick up a James Patterson 'Alex Cross' novel.

Related Posts

Subscribe our newsletter to get
latest news & updates

Lorem ipsum dolor sit amet consectetur adipiscing elit